*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Nunito,system-ui,-apple-system,"Segoe UI",sans-serif;color:#0F2A44;background:#0A1E31;-webkit-font-smoothing:antialiased}
a{color:#0F2A44}a:hover{color:#1F4E79}
img{max-width:100%;display:block}
.wrap{max-width:1080px;margin:0 auto;padding-left:20px;padding-right:20px}
.muted{color:#44566B}
h1,h2,h3{margin:0;line-height:1.2}

.top{background:#fff;border-bottom:1px solid #E3EAF2}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:10px;padding-bottom:10px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#0F2A44;font-weight:900;font-size:17px}
.brand img{width:40px;height:40px;border-radius:50%;object-fit:cover}
.callbtn{display:flex;align-items:center;gap:8px;min-height:44px;padding:0 16px;border-radius:999px;border:2px solid #0F2A44;text-decoration:none;font-weight:800;font-size:15px;color:#0F2A44;white-space:nowrap}

.hero{background:#F4F8FC}
.hero .wrap{display:flex;flex-wrap:wrap;gap:24px;align-items:flex-start;padding-top:20px;padding-bottom:32px}
.col{flex:1 1 340px;min-width:0}
.intro{display:flex;flex-direction:column;gap:14px}
.bubble-row{display:flex;align-items:center;gap:12px}
.avatar{flex:0 0 auto;width:88px;height:88px;border-radius:50%;object-fit:cover;border:3px solid #fff;box-shadow:0 4px 14px rgba(15,42,68,.18);background:#FFF4D6}
.bubble{background:#fff;border:2px solid #0F2A44;border-radius:16px;padding:10px 14px;font-size:15px;font-weight:800;line-height:1.3}
.kicker{margin:0;font-size:13px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#44566B}
.hero h1{font-size:34px;line-height:1.12;font-weight:900}
.lead{margin:0;font-size:17px;line-height:1.5;color:#44566B}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 16px;font-size:15px;font-weight:700}
.ticks li{display:flex;align-items:center;gap:6px}

.card{background:#fff;border-radius:20px;padding:22px 20px;box-shadow:0 6px 24px rgba(15,42,68,.10);display:flex;flex-direction:column;gap:16px}
.card h2{font-size:22px;font-weight:900}
.field{display:flex;flex-direction:column;gap:6px}
.field label,.legend{font-size:15px;font-weight:800}
.field input,.field select{height:52px;border:2px solid #7A8CA3;border-radius:12px;padding:0 14px;font-size:16px;font-weight:600;color:#0F2A44;background:#fff;font-family:inherit;width:100%}
.field input:focus,.field select:focus{outline:3px solid #FFC531;outline-offset:1px;border-color:#0F2A44}
#spz{font-size:18px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
fieldset{border:0;margin:0;padding:0;min-width:0}
.legend{padding:0;margin-bottom:6px}
.chips{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
.chips input{position:absolute;opacity:0;pointer-events:none}
.chips label{display:flex;align-items:center;justify-content:center;height:48px;border-radius:12px;border:2px solid #7A8CA3;background:#fff;color:#0F2A44;font-size:15px;font-weight:800;cursor:pointer}
.chips input:checked+label{background:#0F2A44;border-color:#0F2A44;color:#fff}
.chips input:focus-visible+label{outline:3px solid #FFC531;outline-offset:1px}
.consent{display:flex;align-items:flex-start;gap:10px}
.consent input{flex:0 0 auto;width:22px;height:22px;margin:2px 0 0;accent-color:#0F2A44}
.consent label{font-size:14px;line-height:1.45;color:#44566B}
.cta{display:flex;align-items:center;justify-content:center;gap:8px;min-height:56px;padding:0 24px;border:0;border-radius:14px;background:#FFC531;color:#0F2A44;text-decoration:none;font-family:inherit;font-size:18px;font-weight:900;cursor:pointer;width:100%}
.cta:hover{background:#FFB800;color:#0F2A44}
.cta[disabled]{opacity:.6;cursor:wait}
.small{margin:0;font-size:13px;color:#44566B;text-align:center}
.err{margin:0;font-size:14px;font-weight:700;color:#B42318;display:none}
.err.show{display:block}

.sec{padding-top:44px;padding-bottom:44px}
.sec .wrap{display:flex;flex-direction:column;gap:24px}
.sec h2{font-size:26px;font-weight:900}
.white{background:#fff}.light{background:#F4F8FC}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.steps li{display:flex;gap:14px;align-items:flex-start}
.num{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:#FFC531;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:18px}
.steps h3{font-size:18px;font-weight:800;margin-bottom:4px}
.steps p{margin:0;font-size:15px;line-height:1.5;color:#44566B}
.benefits{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px}
.benefit{background:#fff;border-radius:16px;padding:16px;display:flex;flex-direction:column;gap:8px}
.benefit h3{font-size:16px;font-weight:800}
.benefit p{margin:0;font-size:14px;line-height:1.45;color:#44566B}
.faq{display:flex;flex-direction:column;gap:12px}
.faq div{background:#fff;border-radius:16px;padding:16px 18px;display:flex;flex-direction:column;gap:6px}
.faq h3{font-size:17px;font-weight:800;line-height:1.3}
.faq p{margin:0;font-size:15px;line-height:1.5;color:#44566B}

.band{background:#0F2A44;color:#fff}
.band .wrap{display:flex;flex-direction:column;gap:16px;align-items:flex-start;padding-top:44px;padding-bottom:44px}
.band h2{font-size:26px;font-weight:900}
.band p{margin:0;font-size:16px;line-height:1.5;color:#D5DFEA}
.band .cta{width:auto}

.foot{background:#0A1E31;color:#B8C6D6}
.foot .wrap{display:flex;flex-direction:column;gap:14px;padding-top:32px;padding-bottom:40px;font-size:13px;line-height:1.6}
.foot p{margin:0}
.foot nav{display:flex;flex-wrap:wrap;gap:8px 18px}
.foot a{color:#fff;font-weight:700}

.page{background:#F4F8FC;min-height:100vh}
.center{max-width:560px;margin:0 auto;padding:32px 20px 48px;display:flex;flex-direction:column;align-items:center;gap:16px;text-align:center}
.center .big{width:120px;height:120px;border-radius:50%;object-fit:cover;border:3px solid #fff;box-shadow:0 4px 14px rgba(15,42,68,.18)}
.center h1{font-size:30px;line-height:1.15;font-weight:900}
.list{width:100%;background:#fff;border-radius:20px;padding:18px 20px;display:flex;flex-direction:column;gap:12px;text-align:left}
.list h2{font-size:18px;font-weight:900}
.list ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;font-size:15px;line-height:1.45}
.list li{display:flex;align-items:flex-start;gap:10px}
.list svg{flex:0 0 auto;margin-top:1px}
.link{display:flex;align-items:center;justify-content:center;min-height:44px;padding:0 12px;font-size:15px;font-weight:700}

.doc{background:#fff;min-height:100vh}
.doc .wrap{max-width:760px;padding-top:32px;padding-bottom:48px;line-height:1.6;font-size:16px}
.doc h1{font-size:28px;font-weight:900;margin-bottom:16px}
.doc h2{font-size:19px;font-weight:800;margin:24px 0 8px}
.doc p,.doc li{color:#2B3D52}
.note{background:#FFF4D6;border-radius:12px;padding:12px 14px;font-weight:700;color:#6B5410}

@media (min-width:900px){.hero h1{font-size:44px}}